Buy gift cards with USD Coin (USDC)

Genghis accepts USD Coin (USDC) on nine networks at checkout, for 4,500+ gift cards, prepaid cards and game keys in 80+ countries. The networks are Ethereum, Solana, Base, Polygon, Arbitrum, Optimism, BNB Smart Chain, Avalanche and Algorand, none with a network cost. No KYC at checkout; your code appears on screen once your payment confirms on the network.

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Why pay with USDC on Genghis?

USDC is the regulated stablecoin most aligned with how digital-goods purchases actually work: prices are denominated in USD, the value moves with the dollar rather than against speculative tokens, and Circle’s monthly attestations make the asset’s backing transparent. For a customer who wants to pay $25 for a Steam gift card and have it cost exactly $25 in their wallet, USDC is the closest thing crypto has to a familiar checkout experience.

At Genghis, USDC is also one of the most flexible assets by network coverage. Nine chains accept USDC at checkout: pay from whichever network already holds your balance. Hold USDC on Solana? Pay on Solana. Hold it on Polygon, Base, Optimism, or Arbitrum? Pay there. No bridging, no swap, no cross-chain transfer that adds friction and risk.

The thesis is simple: most USDC holders today don’t keep their balance on Ethereum mainnet. They hold on a Layer 2, on Solana, or on an EVM-compatible chain because that’s where their wallets and applications live. Genghis meets you where you are.

How to buy gift cards with USDC: 3-step checkout

  1. 1

    Pick your product

    Browse 4,500+ gift cards, game keys, eSIMs, and prepaid cards. Add to cart.

  2. 2

    Select USDC and your network

    Click “Pay with crypto” and choose USDC. The deposit screen shows a network selector: pick the chain where you hold USDC. The address displayed is unique to your order on that specific network.

  3. 3

    Send and receive

    Send the displayed amount from your wallet on the selected network. How long the network takes to confirm depends on the chain. Your code appears on screen as soon as the payment confirms on the network. We also email you a link to it.

The single rule: the network you pick at checkout must match the network you send from. Sending USDC-on-Solana to a USDC-on-Polygon deposit address is a non-recoverable error. Always verify the network shown on the deposit screen.

Which USDC network should you use?

All nine networks deliver the same USDC value into the same checkout flow. The differences are speed, fee, and which wallet you already use. Quick reference:

NetworkConfirmationTypical feeBest for
Solana~1 sec< $0.01Cheapest, fastest
Polygon2 to 3 sec$0.01 to $0.05EVM, low fees
Base2 sec$0.01 to $0.10Coinbase users
Optimism2 sec$0.01 to $0.10L2 DeFi natives
Arbitrum~1 sec$0.05 to $0.30Largest L2 by TVL
BSC3 sec$0.05 to $0.30BSC ecosystem
Avalanche C-Chain2 sec$0.05 to $0.30Avax ecosystem
Algorand~3.3 sec~$0.001Carbon-negative
Ethereum mainnet15s to 3 min$3 to $15Highest liquidity

Default recommendation: if you don’t have a strong preference, USDC on Solana or Polygon gives you the best combination of speed and cost. Avoid Ethereum mainnet for small orders: gas can eat 20 to 50% of a $25 gift card.

USDC vs USDT: which stablecoin to pay with

Both are dollar-pegged stablecoins; both work at Genghis checkout; both deliver the same digital code at the end. Three real differences matter for the choice:

  • ▸Reserve transparency. Circle publishes monthly third-party attestations of USDC reserves. Tether has historically been less transparent though has improved its disclosures. If issuer-side accountability matters to you, USDC is the cleaner choice.
  • ▸Network distribution. USDT volume concentrates on Tron (TRC-20), a single ecosystem; at Genghis checkout USDT on Tron is also the one stablecoin option with a network cost ($3.53). USDC volume is more evenly distributed across L2s, Solana, and EVM chains. If you live on a Layer 2 or on Solana, USDC is usually closer to where your balance already sits.
  • ▸Regulatory posture. Circle is US-regulated and aligns with US dollar reserve requirements. Tether operates under different jurisdictions. For users sensitive to issuer regulatory exposure, USDC offers a more conservative profile.

For most users, the practical answer is: pay with whichever you already hold. USDT is the highest-volume stablecoin in crypto and runs on ten networks at Genghis checkout; USDC runs on nine.

Which wallet should you use for USDC?

USDC works across any wallet supporting the network you choose. Common combinations:

  • Phantom, Solflare, Backpack: for USDC on Solana. Phantom is the default; install the extension or app, withdraw USDC, pay.
  • MetaMask, Rabby, Coinbase Wallet: for EVM networks (Polygon, Base, Optimism, Arbitrum, BSC, Avalanche, Ethereum). Add the network if not already enabled, switch to it before paying.
  • Pera Wallet: for USDC on Algorand. The official Algorand wallet; use the same wallet for both ALGO and USDC-on-Algorand checkouts.
  • Trust Wallet, Exodus: multi-chain wallets that handle USDC across most supported networks. Convenient if you don’t want a separate app per chain.
  • Ledger, Trezor: hardware wallet support via any of the above software wallets. Recommended for larger balances.

How USDC pricing works at checkout

Genghis prices every product in USD on the page. When you pay with USDC, the math is roughly 1:1: a $25 product needs roughly 25 USDC. The amount in your coin is shown before you pay. It includes our exchange-rate margin; a network cost applies only to USDT on Tron and to Monero.

The quote holds for about 20 minutes; the rate is not locked. If you don’t send within that window, refresh the quote on the payment screen and send the new amount.

In practice USDC has tracked $1 within 1% for nearly all of its history, with two notable depeg events recovered within 48 hours. For a checkout window of 20 minutes, peg variance is effectively zero, so USDC payments at Genghis are among the most price-stable of any token-based checkout.

Related: pay with USDT, ETH, or Solana

Further reading

Other ways to pay on Genghis

BTCBitcoin

Bitcoin has no issuer and no counterparty at the payment layer. Genghis accepts BTC at checkout with no network cost.

ETHEthereum

Pay ETH from the network where it already sits: Ethereum, Base, Arbitrum, Linea, zkSync Era or BNB Smart Chain, none with a network cost at checkout.

USDTTether

The most liquid stablecoin in crypto, payable on ten networks. Pay from the chain where your USDT already sits; only USDT on Tron carries a network cost ($3.53).

BNBBNB

BNB on BNB Smart Chain (BEP-20), the one BNB network listed at checkout, with no network cost.

SOLSolana

Solana (SOL) at checkout, with no network cost. Pay from Phantom, Solflare, Backpack or any Solana wallet.

XRPXRP

XRP on the XRP Ledger at checkout, with no network cost. Include the destination tag shown at checkout.

DOGEDogecoin

Dogecoin (DOGE) at checkout, with no network cost. Pay from Dogecoin Core, Trust Wallet, Ledger or any Dogecoin wallet.

XMRMonero

Monero hides sender, receiver and amount by default. Genghis accepts XMR at checkout; a $2.35 network cost applies, shown before you pay.

TRXTron

TRX on the Tron network at checkout, with no network cost. USDT on Tron carries a network cost of $3.53, shown before you pay.

POLPolygon

POL (formerly MATIC) on the Polygon network or as an ERC-20 token on Ethereum, with no network cost at checkout.

ADACardano

ADA from any Cardano wallet, such as Yoroi, Eternl or Lace, with no network cost at checkout.

ZECZcash

ZEC from a shielded or a transparent address, with no network cost at checkout. Checkout gives you a transparent address: paying from a shielded one hides where the coins came from.

DASHDash

DASH from any Dash wallet, with no network cost at checkout. Standard and PrivateSend-mixed payments are both accepted.

ALGOAlgorand

ALGO from any Algorand wallet, with no network cost at checkout. USDC on Algorand is accepted too.

FAQ: USD Coin checkout on Genghis

Which USDC network should I select at checkout?

For lowest fees, select Solana (sub-cent transactions) or Polygon ($0.01 to $0.05). Ethereum mainnet costs $5 to $15 in gas, but is the most widely supported by exchanges. BSC, Arbitrum, Optimism, Base, Avalanche, and Algorand are all supported and inexpensive. Always select the network on Genghis matching the network you send from: they must match exactly.

Is USDC truly redeemable 1:1 with US Dollars?

USDC is a fully reserve-backed stablecoin issued by Circle. Each USDC is backed by $1 USD or equivalent short-duration US Treasury holdings, with monthly attestations published by Circle. For Genghis purchases, USDC functions identically to a stablecoin payment: you pay the equivalent USD price of the product.

How long does USDC checkout take?

It depends on the network. Solana, Base, Polygon and the other fast networks confirm within a few seconds; Ethereum mainnet typically takes 1 to 3 minutes depending on gas conditions. Your code appears on screen as soon as the payment confirms on the network. We also email you a link to it.

Can I get a refund in USDC if my code does not work?

Yes, USDC on Solana is one of the refund options. A code that fails at first redemption, arrives incomplete or never arrives is replaced, or refunded if no replacement comes within 5 business days; report it within 30 days. A wrong region on our page is refunded. Refunds are paid in USDT on BNB Smart Chain or Solana, in USDC on Solana, or as Genghis Points, 1 to 3 business days after approval. Full terms in our refund policy.

What is the maximum order size I can pay in USDC?

Purchase limits apply (see AML and purchase limits): as a guest up to $500 in 24 hours and $2,000 in 30 days, with a free account up to $5,000 in 24 hours and $10,000 in 30 days. Some gift card SKUs also cap at $500 or $1,000 per transaction. For business or wholesale orders, write to [email protected].

Do I need KYC to buy with USDC on Genghis?

No. No KYC at checkout: an email address is all we ask for. We are a digital goods retailer, not a money-services business; the cryptocurrency leg is processed by our regulated partner NowPayments.

What happens if I send USDC on the wrong network?

Sending USDC on a different network than the one you selected at checkout is a non-recoverable error in most cases. Genghis is non-custodial: we cannot sign transactions on assets we do not control. Always verify the network shown on the deposit screen before sending. If recovery is possible at the processor level, NowPayments may attempt it for a fee.

Questions about paying with USDC

Spend your USD Coin in the catalog

4,500+ products for 80+ countries. Pay with Bitcoin, USDT or 300+ other cryptocurrencies. No KYC at checkout: an email address is all we ask for.